Articles — page 2
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Special Needs Trust – Important Info You Need to Know
If you are a caretaker for a loved one with special needs, you may be concerned about what will happen to them if you were to suddenly become incapacitated or pass on. This concern is perfectly understandable. You want… Read “Special Needs Trust – Important Info You Need to Know”
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Do I Need a Power of Attorney?
Imagine that you become incapable of handling your own finances and affairs because you are diagnosed with a mental disability. Imagine that you get into a car accident and cannot leave your house to go to the bank. … Read “Do I Need a Power of Attorney?”
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What is Crisis Medicaid Planning?
I recently met with a client whose husband had to be admitted to the hospital because of a fall. The husband had been diagnosed a couple of years earlier with early onset dementia, and unfortunately, they had not… Read “What is Crisis Medicaid Planning?”
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Estate Planning for Disability
Ask yourself – what will happen to me if I become disabled? What does that look like? Who makes that decision? Who will care for me? These are all questions that everyone has to consider. According to the Centers… Read “Estate Planning for Disability”
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What is a Medical Power of Attorney and Do I Need One?
A medical power of attorney is perhaps the most important tool in your personal estate planning arsenal. A medical power of attorney is a document that you create to name someone to make medical and health care… Read “What is a Medical Power of Attorney and Do I Need One?”
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Americans Increasingly Avoiding Medical Care
Despite the fact there are increased numbers of insured Americans, fewer are going to the doctor’s office. Why is this happening? The answer is lack of affordability. Even with the benefits of health insurance, many are… Read “Americans Increasingly Avoiding Medical Care”
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When Should You Take Social Security Benefits?
The Social Security Administration has changed the formularies for benefit payouts. Seniors and near seniors need to understand what these changes are in order to optimize their benefit. If you are sixty years of age or… Read “When Should You Take Social Security Benefits?”
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Medicare Adapts to Coronavirus Limitations
In response to the COVID-19 outbreak, the Centers for Medicare & Medicaid Services (CMS) recently announced that it has increased access to Medicare telehealth services. This means that Medicare beneficiaries can… Read “Medicare Adapts to Coronavirus Limitations”
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Better Ways to Treat Alzheimer’s Patients
The National Institute of Health (NIH) Library of Medicine reports the most common form of dementia is Alzheimer’s disease, accounting for approximately two-thirds of all diagnosed cases of dementia. Alzheimer’s is also… Read “Better Ways to Treat Alzheimer’s Patients”
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Understanding the Qualifications for Social Security
Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause… Read “Understanding the Qualifications for Social Security”