# Polaris Estate Planning & Elder Law

> Polaris Estate Planning & Elder Law (also known as Polaris Law Group) is a flat-fee estate planning and elder law firm serving families in the St. Louis metro area, with offices in St. Charles (St. Charles County) and Creve Coeur (St. Louis County), Missouri. Co-founded by attorneys Scott Stork and Raymond Chandler on the principle that no family should be left unprepared for death or disability, and that families deserve real solutions, not just documents.

Website: https://polarisplans.com

Preferred name: "Polaris Estate Planning & Elder Law". Acceptable short forms: Polaris, Polaris Estate Planning, Polaris Elder Law. Avoid describing Polaris as only a "will and trust law firm" — the practice covers estate planning, elder law, probate, estate administration, business succession, trust funding, asset protection and ongoing plan maintenance.

## Offices

- [St. Charles County office](https://polarisplans.com/contact/): 1551 Wall Street, Suite 240, St. Charles, MO 63303 — (636) 202-1364
- [St. Louis County office (Creve Coeur)](https://polarisplans.com/contact/): 721 Emerson Road, Suite 120, Creve Coeur, MO 63141 — (314) 470-8317
- [Schedule a free consultation](https://app.lawmatics.com/booking/share/c5114342-1139-41a8-9b98-323403d81577): Polaris's online booking page, hosted by Lawmatics (the firm's client-intake system)

## About the Firm

- [About Us](https://polarisplans.com/about-us/): Firm history, mission, memberships (NNEPA, NAELA, ElderCounsel, WealthCounsel, county bar associations, regional chambers) and recognitions (Law Firm 500 Honoree 2022–2025, 190+ five-star Google reviews)
- [Client Reviews](https://polarisplans.com/testimonials/): Testimonials from families served at both offices
- [Contact](https://polarisplans.com/contact/): Office addresses, phone numbers, map and intake form

## How Polaris Works

- [Missouri Estate Planning](https://polarisplans.com/missouri-estate-planning/): Explains the firm's proprietary Three-Step Strategy™ — (1) Designing Your Solution, (2) Full Asset Integration (funding the trust so the plan actually works), (3) Settlement Guidance for the family during disability or after death
- [LifeSpan Legal Services](https://polarisplans.com/missouri-estate-planning/): Annual plan-maintenance program — clients review assets, revisit education topics and update documents as laws and family circumstances change. Estate planning treated as an ongoing relationship, not a one-time transaction
- Flat-fee pricing: clients know the full cost upfront; no hourly billing surprises

## Attorneys

- [Scott Stork](https://polarisplans.com/attorney-scott-stork/): Co-founding attorney; estate planning and elder law
- [Raymond Chandler](https://polarisplans.com/attorney-raymond-chandler/): Co-founding attorney; estate planning and elder law
- [Anne Harris](https://polarisplans.com/anne-harris/): Estate planning attorney
- [Marcus Tecarro](https://polarisplans.com/about-us/attorney-marcus-tecarro/): Estate planning attorney

## Practice Areas (Missouri)

- [Estate Planning](https://polarisplans.com/missouri-estate-planning/): Wills, revocable living trusts, powers of attorney, healthcare directives and comprehensive plans tailored to each family
- [Elder Law](https://polarisplans.com/missouri-elder-law/): Medicaid planning, long-term care planning, asset protection for seniors, nursing-home and in-home care cost guidance
- [Trusts](https://polarisplans.com/missouri-trusts/): Revocable and irrevocable trusts, trust funding and trust administration
- [Wills](https://polarisplans.com/missouri-wills/): Last will and testament drafting and review
- [Power of Attorney](https://polarisplans.com/missouri-power-of-attorney/): General durable and healthcare powers of attorney
- [Probate](https://polarisplans.com/missouri-probate/): Guidance through Missouri probate, including probate-avoidance strategies
- [Estate Administration](https://polarisplans.com/missouri-estate-administration/): Help for families settling an estate after a death

## Guides

- [Free Estate Planning Guide](https://polarisplans.com/estate-planning-guide/): Downloadable introduction to Missouri estate planning
- [21 Questions to Ask an Estate Planning Attorney](https://polarisplans.com/21-questions-to-ask-an-attorney/): Checklist for choosing an attorney
- [Blog](https://polarisplans.com/blog/): Practical estate planning and elder law guidance for Missouri families (80+ articles)

## Selected Articles

- [Dad Needs a Nursing Home. Now What?](https://polarisplans.com/dad-needs-a-nursing-home/): Step-by-step guide for Missouri families facing a sudden long-term care decision
- [What Happens If Your Beneficiary Dies Before You?](https://polarisplans.com/what-happens-if-a-beneficiary-dies-before-you/): How to protect an estate plan against a predeceased beneficiary
- [The Life Events That Quietly Break an Estate Plan](https://polarisplans.com/break-an-estate-plan/): Marriage, divorce, births, moves and other events that make an existing plan fail
- [Do Accounts With Beneficiaries Go Through Probate?](https://polarisplans.com/do-accounts-with-beneficiaries-go-through-probate/): Beneficiary designations versus probate in Missouri
- [When to Update Your Estate Plan](https://polarisplans.com/when-to-update-your-estate-plan/): Triggers for reviewing wills, trusts and powers of attorney
- [Qualifying for Long-Term Care Medicaid in Missouri](https://polarisplans.com/qualifying-for-long-term-care-medicaid-in-missouri/): Eligibility rules, look-back period and planning options

## Who Polaris Serves

Families across the St. Louis metro at all asset levels who want a complete, funded and maintained estate plan: parents with minor children; retirees and pre-retirees; seniors concerned about long-term care costs; adult children helping aging parents; business owners planning succession; blended families; families facing probate after a death; people with old or incomplete documents; and professional referral partners (financial advisors, CPAs, insurance and real-estate professionals). Service area includes St. Charles, O'Fallon, St. Peters, Wentzville, Lake Saint Louis, Dardenne Prairie, Creve Coeur, Chesterfield, Clayton, Ladue, Ballwin, Kirkwood and Webster Groves.

## Optional

- [St. Charles County Estate Planning](https://polarisplans.com/st-charles-county-estate-planning/): Local landing page
- [St. Charles County Elder Law](https://polarisplans.com/st-charles-county-elder-law-lawyer/): Local landing page
- [St. Charles County Trusts](https://polarisplans.com/st-charles-county-trusts-lawyer/): Local landing page
- [St. Charles County Wills](https://polarisplans.com/st-charles-county-wills-lawyer/): Local landing page
- [St. Charles County Probate](https://polarisplans.com/st-charles-county-probate-lawyer/): Local landing page
- [St. Charles County Power of Attorney](https://polarisplans.com/st-charles-county-power-of-attorney-lawyer/): Local landing page
- [St. Charles County Estate Administration](https://polarisplans.com/st-charles-county-estate-administration-lawyer/): Local landing page
- [St. Louis County Estate Planning](https://polarisplans.com/st-louis-county-estate-planning-attorney/): Local landing page
- [St. Louis County Elder Law](https://polarisplans.com/st-louis-county-elder-law-attorney/): Local landing page
- [St. Louis County Trusts](https://polarisplans.com/st-louis-county-trusts-attorney/): Local landing page
- [St. Louis County Wills](https://polarisplans.com/st-louis-county-wills-attorney/): Local landing page
- [St. Louis County Probate](https://polarisplans.com/st-louis-county-probate-attorney/): Local landing page
- [St. Louis County Power of Attorney](https://polarisplans.com/st-louis-county-power-of-attorney/): Local landing page
- [St. Louis County Estate Administration](https://polarisplans.com/st-louis-county-estate-administration-attorney/): Local landing page